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Welcome to 'The Financial Literacy Test - Intermediate'.


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1 / 12

Which of these conditions do not apply to junk bonds?

2 / 12

What is the average monthly interest rate applicable on credit cards?

3 / 12

X is a 35 year old man working in an MNC in Kolkata. His income and expenses are as follows:

ParticularsAmount (Rs)
Basic Salary50000/ month
Monthly HRA15000
Annual Interest from deposits50000
Health insurance premium for self20000

What is his total tax liability?

4 / 12

Which of these can help you save more tax if ₹1.5lakhs limit under Section 80C is exhausted?

5 / 12

Sales load on a mutual fund means _____

6 / 12

How much of the pre-retirement income is likely required to maintain a similar lifestyle during retirement?

7 / 12

What does it mean to ‘short’ a stock?

8 / 12

If interest rates go down, bond prices _______

9 / 12

If Y deposits ₹5000 in an account paying 6% annual interest compounded quarterly, how much money will she receive at the end of 5 years?

10 / 12

What is the minimum net monthly income required for car loan eligibility?

11 / 12

Which of these is the least viable investment option for retirement planning?

12 / 12

Which of these investment options cannot withstand inflation?

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