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Welcome to 'The Financial Literacy Test - Intermediate'.


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1 / 12

Sales load on a mutual fund means _____

2 / 12

Which of these conditions do not apply to junk bonds?

3 / 12

_______ means the income that an individual actually has after taking account of inflationary effects.

4 / 12

Which of these investment options cannot withstand inflation?

5 / 12

If interest rates go down, bond prices _______

6 / 12

How much of the pre-retirement income is likely required to maintain a similar lifestyle during retirement?

7 / 12

What is the average monthly interest rate applicable on credit cards?

8 / 12

Which of these is the least viable investment option for retirement planning?

9 / 12

What is the minimum net monthly income required for car loan eligibility?

10 / 12

What does it mean to ‘short’ a stock?

11 / 12

How much money would you need to deposit today at 8% annual interest compounded half-yearly to have ₹80000 at the end of 6 years?

12 / 12

How long does a delay on loan repayment stay on the credit report?

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