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Welcome to 'The Financial Literacy Test - Intermediate'.


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1 / 12

_______ means the income that an individual actually has after taking account of inflationary effects.

2 / 12

How much of the pre-retirement income is likely required to maintain a similar lifestyle during retirement?

3 / 12

What is the average monthly interest rate applicable on credit cards?

4 / 12

Which of these can help you save more tax if ₹1.5lakhs limit under Section 80C is exhausted?

5 / 12

What does it mean to ‘short’ a stock?

6 / 12

What is the minimum net monthly income required for car loan eligibility?

7 / 12

How long does a delay on loan repayment stay on the credit report?

8 / 12

If Y deposits ₹5000 in an account paying 6% annual interest compounded quarterly, how much money will she receive at the end of 5 years?

9 / 12

How much money would you need to deposit today at 8% annual interest compounded half-yearly to have ₹80000 at the end of 6 years?

10 / 12

Jasmine is a 45 year old self-employed woman residing in Chennai. Here is a list of her total income and expenses:

Annual Gross Income₹3000000
Annual income from interest on savings₹40000
Annual income from other sources₹60000
Section 80C Deductions₹120000
Health insurance premium for self₹25000
Expenses related to work₹2200000

Calculate her tax liability.

11 / 12

Which of these is the least viable investment option for retirement planning?

12 / 12

Which of these conditions do not apply to junk bonds?

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